Savings Examples - Use Your FSA Effectively By reviewing some of the examples of FSA usage below, you'll get a better understanding about how this valuable benefit can help you. Find the Profile that Most Closely Fits You. Single, Young and Healthy Aside from an occasional cold or check-up, you don't really spend much on healthcare expenses - right? But, did you know that you could save 30%* or more by using a Flexible Spending Account to pay for items such as over-the-counter health products and medications (like aspirin, cold and allergy medicine, contraceptive devices and first-aid supplies)? Wear glasses or considering laser eye surgery? Use your pre-tax flex dollars to pay for prescription eyeglasses and sunglasses, contact lenses and cleaning solutions. Out of pocket dental care such braces or crowns can also be paid for using your FSA. Single Professional You are taking control of your future, your career and especially your health. Now you're spending more to look good and feel good with regular check ups, teeth cleaning, dental work, laser eye surgery, chiropractic care, acupuncture, and maybe even giving up smoking. You can save 30%* or more on all of these types of expenses using the pre-tax dollars in a Flexible Spending Account.

Single Parent In addition to the savings you'll realize by using your FSA to pay for out-of-pocket healthcare expenses such as co-pays and deductibles, dental and vision care - how would you like to save 30% or more on child day care? If you spend $3,000 annually on child day care, your actual cost would only be $2100 when you use the pre-tax dollars in your FSA. That's an extra $900* that you could save or spend elsewhere. Married Couple with Children, or Thinking about Starting a Family? With an FSA, you and your spouse will both benefit from the savings offered by an FSA. Did you know that co-pays and deductibles, physical therapy, childbirth classes and even infertility treatment are all eligible expenses under your FSA? If you're starting a new family, your healthcare costs are going to increase dramatically. Wouldn't you like to save 30%* or more on things such as pre-natal care and vitamins, Lamaze classes and infant care such as hospital services and immunizations. Paying for Three, Four or More You're saving for college and for retirement while paying for various medical, vision, and dental care that is not covered by your family medical plan. With an FSA, you can save 30%* or more on eligible out-of-pocket medical expenses for you and your dependents, including: co-pays and deductibles, dental care such as orthodontia and hospital services. With an FSA you can keep your whole family healthy without breaking the bank. Looking Forward to Retirement? You are no longer responsible for you children's health expenses, but your own medical costs and or those of your spouse are increasing. With a flexible spending account, you can save 30%* or more on eligible medical expenses such as surgery, prescription drugs, hearing aids, hospital services, laboratory fees and medical equipment - and save more money for retirement. *Each of the examples above assumes that an individual or family is in the 30% income tax bracket.